Health insurance premiums (known as a “premium-only plan”).You need to re-enroll every year if you want to participate.Įmployers sometimes offer more than one type of FSA:.
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But, generally, there is some kind of ‘use it or lose it’ rule.
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Some plans allow you to carry over a certain amount to the next year.
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You don’t need to have health coverage through an employer to set up and contribute to an HSA, but you do need to be enrolled in a high deductible health plan that meets Internal Revenue Service (IRS) requirements. There are several types of accounts available to help you save on your taxes and manage your medical costs.